A little over two years ago I transitioned from using desktop computers to laptop computers. Because of my computing needs I had to pay a hefty price for the laptop I bought back then. Because of the price and because of personal knowledge about how long newer laptops tend to last, I bought a 4 year repair/insurance policy too.
I had to send it in for repair about a week ago. The battery had stopped charging. I heard today that they've declared it to be non-reparable so I get a complete refund of my purchase price minus shipping and the cost of the insurance policy. I would have preferred to have continued to use that laptop for at least a couple more years but I ordered a new one today with a similar storage capacity (4 TB) and it'll only cost me about $1500 after I get my check from Asurion. Before I bought that pricey laptop a couple of years ago about the most I'd ever paid for a laptop was about a thousand.
On the positive side, I used to purchase a new desktop every year and then give the old one to one of the kids. That way nobody ever had a desktop older than about 5 years. In this case I'll get a laptop with a lot more computing power. The CPU is an Intel Core i9-13950HX vPro. It'll come with128 GB of DDR-5 memory. Storage will be in the form of 4 TB SSD M.2 2280 PCIe Gen4. It'll have a fancy graphics card and high end display but I don't really care so much about those things. Storage capacity is the big thing for me. Even with 4 TB I can't store everything I have on it. For that I have an 8 TB NAS which stores everything and then a couple of 5 TB USB drives that can store the most important stuff so I have some redundancy.
I guess you can say that I got my money's worth out of the extended warranty/insurance policy.
I had to send it in for repair about a week ago. The battery had stopped charging. I heard today that they've declared it to be non-reparable so I get a complete refund of my purchase price minus shipping and the cost of the insurance policy. I would have preferred to have continued to use that laptop for at least a couple more years but I ordered a new one today with a similar storage capacity (4 TB) and it'll only cost me about $1500 after I get my check from Asurion. Before I bought that pricey laptop a couple of years ago about the most I'd ever paid for a laptop was about a thousand.
On the positive side, I used to purchase a new desktop every year and then give the old one to one of the kids. That way nobody ever had a desktop older than about 5 years. In this case I'll get a laptop with a lot more computing power. The CPU is an Intel Core i9-13950HX vPro. It'll come with128 GB of DDR-5 memory. Storage will be in the form of 4 TB SSD M.2 2280 PCIe Gen4. It'll have a fancy graphics card and high end display but I don't really care so much about those things. Storage capacity is the big thing for me. Even with 4 TB I can't store everything I have on it. For that I have an 8 TB NAS which stores everything and then a couple of 5 TB USB drives that can store the most important stuff so I have some redundancy.
I guess you can say that I got my money's worth out of the extended warranty/insurance policy.